Last Updated: April 29, 2026
This Privacy Policy describes how ("we", "our", or "us"), a company duly registered in the Republic of the Philippines, collects, uses, and protects your information when you use our mobile application ("App").
Registered Address:
Contact Email:
Application Package Name:
By accessing or using the App, you agree to this Privacy Policy
is a personal savings planner and savings challenge application designed to help users create savings goals, participate in daily savings check-in plans, and track their savings progress over time.
The App is intended solely for personal financial planning and habit-building purposes.
The App does not provide any lending, credit, loan facilitation, investment, or financial advisory services.
We collect limited personal information necessary to provide basic account functionality.
This may include:
Mobile phone number (for registration and login)
Email address (optional, for support or feedback)
We do not require sensitive personal data such as government ID, bank account, or biometric information.
We collect your mobile phone number for:
Account registration
Login verification (OTP authentication)
Account security
Your phone number is used only for identity verification purposes.
We do not use your phone number for:
Credit scoring
Loan approval
Financial profiling
The App allows users to manually create and manage personal savings plans, including:
Savings goals
Target amounts
Daily, weekly, or monthly savings check-ins
Savings progress records
Notes and reminders
This information is primarily stored locally on your device and is not uploaded to our servers unless explicitly stated.
We may automatically collect:
Device type and operating system
App usage behavior
Crash logs and diagnostics
This information is used to improve performance and stability.
The App allows users to:
Create personal savings goals
Set target amounts and target dates
Record savings check-ins
Track historical savings progress
Receive optional reminders for planned savings activities
All savings information is intended solely for personal budgeting, habit tracking, and progress monitoring.
We use the collected information to:
Provide and maintain App functionality
Help users create and manage savings plans
Track savings progress and check-in records
Enable secure login and account management
Improve user experience
Analyze usage trends
Fix bugs and enhance security
Respond to user support requests
User savings plans, savings check-in records, and savings progress information are primarily stored locally on the device.
We implement reasonable technical and administrative safeguards
We do not sell, rent, or trade user data
We only request permissions necessary for core functionality:
Internet Access – for updates, analytics, and support
Storage Access (if applicable) – to store and retrieve savings records
We do NOT request or access:
Contacts
SMS messages
Call logs
We may use trusted third-party services such as:
Google Firebase (Analytics and Crash Reporting)
These services may collect anonymized technical data in accordance with their own privacy policies.
We do not share your personal data or savings information with third parties, except:
When required by applicable laws or regulations in the Philippines
To protect our legal rights or prevent misuse of the App
In accordance with the Data Privacy Act of 2012 (Republic Act No. 10173), users have the right to:
Access their personal data
Request correction of inaccurate data
Request deletion or blocking of data
Withdraw consent where applicable
You may exercise your rights by contacting us via email.
User-created savings plans, savings check-in records, and progress data remain on the device until deleted by the user.
Technical data may be retained for a limited period for analytics and security purposes
This App is not intended for users under the age of 18.
We do not knowingly collect personal data from children.
We may update this Privacy Policy from time to time.
Any changes will be posted within the App with an updated effective date.
If you have any questions or concerns about this Privacy Policy, please contact:
Company Name:
Registered in: Republic of the Philippines
Address:
Email: